JCPenney Credit Card Payment Methods

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JCPenney is a major department store that features many different styles and brands of clothing for all members of a family. They offer a store credit card to help pay for purchases made in the store and on through the company’s website.

Option 1: Online Payments for JCPenney Credit Card



For online bill payments on a JCPenney store credit card, you are going to need to make an online profile through the Synchrony Financial website that has been set up for the credit card. To get to the registration forms, head to the JCPenney Credit Card login page and click the link under the login area that says “Register Here.”
JCPenney Credit Card Registration page

Once you are done setting up your account, follow this guide to complete your online payment:

  1. Navigate to the web address jcp.com/credit
  2. Click the “Pay my bill” link at the top of the screen
  3. Click where it says “click here” in the middle of the page
  4. Enter your user ID
  5. Click the “Secure Login” button

JCPenney Credit Card Login

  1. Enter your password
  2. Click the link that says “pay my bill”
  3. Select a payment amount and input your payment source details
  4. Submit and complete the transaction

Option 2: Pay Your JCPenney Credit Card Bill through the Mail



Paying your JCPenney credit card bill through the mail will mean that you have to send in a personal check, a cashier’s check or a money order with your account number written somewhere on it to the following address:

SYNCB
PO Box 960090
Orlando, FL 32896-0090

It is advised, when sending a payment through the mail, that you mail it at least five days before the due date for the bill to ensure the check or money order is received in time.

Option 3: JCPenney Credit Card Payments Over the Phone



To make a payment toward your credit card account balance for your JCPenney Card over the phone, you will have to call the credit card’s customer service hotline, which you can reach by dialing (800) 527-4403. If you decide to make your payment over the phone like this, have your credit card available when calling to be able to pull information from it as well as the details for whatever payment source you are planning to use. More through JCPenney credit card – FAQs

Option 4: In-store Payments for a JCPenney Credit Card Bill



If you are already planning to visit a JCPenney store already anyway, you can also make a payment on your JCPenney store credit card while you are there. To make the payment on your account balance while in one of the retail chain’s stores, you just have to take the card to one of the open registers and let the cashier know what you would like to do. To find a JCPenney location near you, visit the company’s store locator by clicking the “find a store” link at the top left of jcpenney.com and searching for your region.

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